This is the question I am dreading hearing when I next apply for a mortgage. With the new affordability checks under MMR now in force, all mortgage applicants are going to come under much closer scrutiny in terms of their spending patterns. This could mean some difficult questions when the future Mrs Dunckley finds out how much I spent on bikes last year….
Jon Dunckley, Managing Director of Fortica and Chartered Certified Financial Planner is running a series of workshops to help students pass their RO exams. Contact email@example.com for more details
So it is all change in the Pensions world. At first glance, it seems a great idea for those who can control their finances and budget effectively. It also seems like an invitation to commit financial suicide for those who can’t. Time, and consultation, will ultimately tell. In the meantime, we are here to provide guidance and technical / training support.
Fortica is pleased to offer places on forthcoming R04 and Ro5 training courses. Run by experts, these are small group sessions to give you the best possible chance to pass the exam. Contact firstname.lastname@example.org for more details
Today’s Queen’s speech included some significant pensions changes. The proposed Pensions Bill will replace the current basic and additional state pensions schemes with one new flat rate scheme as early as April 2016 as well as bringing forward the increase in State Pension Age to 67. This will now happen between 2026 and 2028.
Working with our team at ExamAngel (a division of Fortica) we have put together a workshop programme designed to help get you through to advanced diploma level. The tutorials run weekly and build your knowledge gradually. For more information contact email@example.com
Fortica can work with your organisation to develop bespoke, structured CPD to meet the needs of your people. Our industry experts can ensure you get the most out of your CPD hours. Find out what we can do you for you firstname.lastname@example.org
Government have announced signficant changes to the way the state pension will work. Due to be implemented in 2017, the change will mean a flat rate pension of around £143pw and an end to the pension credit system. www.dwp.gov.uk/newsroom/press-releases/2013/jan-2013/dwp003-13.shtml
Fortica is pleased to welcome ExamAngel to the business! One of the best known providers of Financial Services exam support is part of the Fortica family and will be providing our examination support.
ExamAngel has been providing exam support to the Financial Services industry since 2006 and has helped thousands of people pass their exams. Fortica is pleased to say that ExamAngel is part of the Fortica family and will be providing all of our examination support – both face to face and on-line. We look forward to a long and happy partnership!